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    <loc>https://waterfordco.com/news/waterford-property-company-and-the-vistria-group-in-a-joint-venture-acquire-299-unit-multifamily-property-in-dallas-for-workforce-housing</loc>
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    <lastmod>2024-08-08</lastmod>
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      <image:title>NEWS - Waterford Property Company and The Vistria Group, in a Joint Venture, Acquire 299-Unit Multifamily Property in Dallas for Workforce Housing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://waterfordco.com/news/developers-tap-municipalities-in-attempt-to-address-housings-missingnbspmiddle</loc>
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    <priority>0.5</priority>
    <lastmod>2024-06-11</lastmod>
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      <image:title>NEWS - Developers Tap Municipalities in Attempt To Address Housing’s ‘Missing&amp;nbsp;Middle’ - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://waterfordco.com/news/nctd-board-moves-forward-on-developing-transit-center</loc>
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    <priority>0.5</priority>
    <lastmod>2024-05-20</lastmod>
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      <image:title>NEWS - NCTD board moves forward on developing Transit Center - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://waterfordco.com/news/nctd-board-authorizes-negotiations-with-developers-for-two-oceanside-transit-oriented-development-projects</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-05-20</lastmod>
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      <image:title>NEWS - NCTD Board Authorizes Negotiations with Developers for Two Oceanside Transit-Oriented Development Projects - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://waterfordco.com/news/mosaic-in-downtown-long-beach-continues-progress-with-parcel-sale-and-new-restaurants-including-broken-spirits-distillery</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-05-17</lastmod>
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      <image:title>NEWS - Mosaic in Downtown Long Beach Continues Progress with Parcel Sale and New Restaurants Including Broken Spirits Distillery - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://waterfordco.com/news/waterford-property-company-the-vistria-group-and-northern-liberties-acquire-class-a-multifamily-complex-in-dallas-to-convert-to-workforce-housingnbsp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-19</lastmod>
  </url>
  <url>
    <loc>https://waterfordco.com/news/owners-with-urgency-from-loans-coming-due-helping-deals-get-done</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-14</lastmod>
  </url>
  <url>
    <loc>https://waterfordco.com/news/words-from-the-past-provide-guidance-for-today</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-14</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/dcc1ab65-cedf-4269-af01-12196a4f8ec5/66-feat2-past-400.png</image:loc>
      <image:title>NEWS - Words from the Past Provide Guidance for Today - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://waterfordco.com/news/us-needs-about-320k-affordable-homes-for-middle-income-buyers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/63ce793f-7132-4669-b9ab-e02a1159c46c/Screen-Shot-2022-09-02-at-1.14.13-PM-2048x931.png</image:loc>
      <image:title>NEWS - U.S. Needs About 320K Affordable Homes for Middle-Income Buyers - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/middle-income-workers-lack-workforce-housing-options-in-san-diego</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-02-27</lastmod>
    <image:image>
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      <image:title>NEWS - Middle-income workers lack workforce housing options in San Diego. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://waterfordco.com/news/long-beach-planning-commission-oks-900-unit-mixed-use-housing-development</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-02-09</lastmod>
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      <image:title>NEWS - Long Beach Planning Commission OK’s 900-unit mixed-use housing development. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://waterfordco.com/news/globestcom-cre-investments-falling-trajectory</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-18</lastmod>
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      <image:title>NEWS - Globest.com CRE Investment’s Falling Trajectory - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/argyros-family-firm-sells-santa-ana-site-for-51m</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/04dafaa4-8e77-4fa0-a4ed-e1581ff4ceb8/main-LA-Argyros-family-firm-marks-top-OC-sale-with-development-trade-705x439.jpeg</image:loc>
      <image:title>NEWS - Argyros family firm sells Santa Ana site for $51M - Make it stand out</image:title>
      <image:caption>Ledcor’s Dave Lede and Arnel &amp; Affiliates’ George Argyros with 1801 East Fourth Street</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/developers-reveal-plans-to-revitalize-former-city-place-property</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-08</lastmod>
    <image:image>
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      <image:title>NEWS - Developers reveal plans to revitalize former City Place property - Make it stand out</image:title>
      <image:caption>A rendering of the forthcoming Mosaic development that looks onto the intersection of Fifth Street and the Promenade North. The team behind the project hopes to turn the Promenade into a pedestrian-only zone that extends north to Sixth Street. Courtesy of Turnbridge Equities and Waterford Property Company.</image:caption>
    </image:image>
    <image:image>
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      <image:title>NEWS - Developers reveal plans to revitalize former City Place property - Make it stand out</image:title>
      <image:caption>A rendering of the forthcoming Mosaic development in Downtown Long Beach. Courtesy of Turnbridge Equities and Waterford Property Company.</image:caption>
    </image:image>
    <image:image>
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      <image:title>NEWS - Developers reveal plans to revitalize former City Place property - Make it stand out</image:title>
      <image:caption>A rendering of the forthcoming Mosaic development that shows the intersection of Fourth Street and The Promenade North. The property owners hope to close off this portion of the Promenade to vehicular traffic. Courtesy of Turnbridge Equities and Waterford Property Company.</image:caption>
    </image:image>
    <image:image>
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      <image:title>NEWS - Developers reveal plans to revitalize former City Place property - Make it stand out</image:title>
      <image:caption>An overhead rendering of the forthcoming Mosaic development in Downtown Long Beach. Courtesy of Turnbridge Equities and Waterford Property Company.</image:caption>
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  <url>
    <loc>https://waterfordco.com/news/second-half-looks-better-for-private-equity-deal-flow</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/ad16e341-d835-4d5a-a758-4522e07c2f0b/WF_Altana_Hero.jpg</image:loc>
      <image:title>NEWS - Second Half Looks Better for Private Equity Deal Flow - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/creativity-is-key-to-filling-pasadena-ground-floor-retail-spaces</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/0a93a17f-da97-4aed-a74b-2d3c76b44f13/Screen+Shot+2022-07-26+at+5.47.46+PM.png</image:loc>
      <image:title>NEWS - Creativity Is Key To Filling Pasadena Ground-Floor Retail Spaces - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/public-housing-goes-middle-class</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641411541494-84Y904PWAHJDUL0QSILP/WF_Oceanaire_1.jpg</image:loc>
      <image:title>NEWS - Public Housing Goes Middle Class - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/waterford-builds-a-workforce-housing-brand</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/5ad853cc-7fb7-4ea3-8e82-b42f35e2bd80/Waterford_Hero.png</image:loc>
      <image:title>NEWS - Waterford Builds a Workforce Housing Brand - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/dlba-sponsors-new-entrepreneurs-of-color-program-for-downtown-long-beach</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-18</lastmod>
  </url>
  <url>
    <loc>https://waterfordco.com/news/waterford-property-company-adds-oren-hillel-as-director-of-development</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-14</lastmod>
  </url>
  <url>
    <loc>https://waterfordco.com/news/apartment-buildings-deal-near-san-diego-marks-latest-bid-to-preserve-middle-income-housing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/d3891579-13b2-470e-a4d2-d0e5b956570e/image001-3.jpg</image:loc>
      <image:title>NEWS - Apartment Buildings Deal Near San Diego Marks Latest Bid To Preserve Middle-Income Housing - Make it stand out</image:title>
      <image:caption>California Programs Could Face Headwinds From Rising Costs, Investor Competition</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/demand-for-apartments-in-long-beach-climbs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/4787c692-e418-4282-860f-2f45beb35b3d/PG06_DATA_LONGBEACH_0103_-_6500_E_Pacific_Coast_Highway_t670.jpg</image:loc>
      <image:title>NEWS - Demand for Apartments in Long Beach Climbs - Make it stand out</image:title>
      <image:caption>Onni Group of Cos. plans to redevelop a shopping center at 6500 E. Pacific Coast Highway into a multifamily property.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/waterford-and-cscda-expand-into-san-diego-county-with-acquisition-of-three-escondido-multifamily-properties-as-part-of-essential-housing-program-lowering-rents-for-qualified-residents</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/bd2ddbfe-5726-43a6-b89f-dffe7291dce3/BuildingPhoto+%2833%29.jpg</image:loc>
      <image:title>NEWS - Waterford and CSCDA Expand into San Diego County with Acquisition Of Three Escondido Multifamily Properties as part of Essential Housing Program, Lowering Rents for Qualified Residents - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://waterfordco.com/news/waterford-property-company-brings-more-essential-housing-to-pasadena-with-acquisition-of-105-unit-multifamily-community</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/63407bd1-95e9-4196-b019-54e468835bc2/BuildingPhoto%2B%287%29-2.jpg</image:loc>
      <image:title>NEWS - Waterford Property Company brings more essential housing to Pasadena with the acquisition of 105-Unit Multifamily. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/waterford-property-company-acquires-472-unit-pomona-multifamily-community-for-preservation-of-existing-affordable-housing-and-conversion-to-middle-income-and-affordable-housing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/edb58434-7e71-4eca-b92e-171c47c2f27c/BuildingPhoto%2B%286%29.jpg</image:loc>
      <image:title>NEWS - Waterford Property Company Acquires 472-Unit Pomona Multifamily Community for Preservation of Existing Affordable Housing and Conversion to Middle-Income and Affordable Housing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/waterford-property-company-adds-more-essential-housing-in-pasadena-with-acquisition-of-480-unit-multifamily-property-creating-significant-discount-for-qualified-renters</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/ad4926cc-e7e8-4499-aedd-5a5cd9017f41/BuildingPhoto%2B%287%29-2.jpg</image:loc>
      <image:title>NEWS - Waterford Property Company Adds More Essential Housing In Pasadena With Acquisition of 480-Unit Multifamily Property, Creating Significant Discount for Qualified Renters - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/waterford-property-company-in-partnership-with-cscda-builds-essential-housing-portfolio-with-acquisition-of-anaheim-multifamily-community</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/359453df-8669-4e1a-b619-2e6c2c870658/BuildingPhoto%2B%2817%29-1.jpg</image:loc>
      <image:title>NEWS - Waterford Property Company, in Partnership With CSCDA, Builds Essential Housing Portfolio with the Acquisition of Anaheim Multifamily Community - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/waterford-property-company-in-partnership-with-cscda-continues-push-to-become-californias-leader-in-essential-housing-with-the-acquisition-of-two-multifamily-properties-in-orange-ca-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1635129250147-XBBY2MRNS0ECRXQWOQDG/BuildingPhoto%2B%282%29-1.jpg.png</image:loc>
      <image:title>NEWS - Waterford Property Company in Partnership with CSCDA Continues Push To Become California’s Leader in Essential Housing With The Acquisition of Two Multifamily Properties in Orange, CA. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/news/waterford-pays-206m-for-2-orange-rental-complexes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641393085487-I3B0LY2QU5PKQS6WR047/WF_Cameo_1.png</image:loc>
      <image:title>NEWS - Waterford Pays $206M for 2 Orange Rental Complexes - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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    <lastmod>2026-02-20</lastmod>
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  <url>
    <loc>https://waterfordco.com/oceanaire</loc>
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    <lastmod>2022-03-10</lastmod>
    <image:image>
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      <image:title>Oceanaire</image:title>
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      <image:title>Oceanaire</image:title>
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      <image:title>Oceanaire</image:title>
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      <image:title>Oceanaire</image:title>
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      <image:title>Oceanaire</image:title>
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      <image:title>Oceanaire</image:title>
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      <image:title>Oceanaire</image:title>
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      <image:title>Oceanaire</image:title>
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  <url>
    <loc>https://waterfordco.com/john-drachman</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633641005185-AXR40F53PJUJHM13VL1Z/WF_Drachman.jpg</image:loc>
      <image:title>John Drachman - John Drachman | Co-Founder</image:title>
      <image:caption>HEAD OF CAPITAL MARKETS (949) 529-3530 LinkedIn Mr. Drachman is Co-Founder and Head of Capital Markets for Waterford.  Since starting his predecessor firm, Stillwater Investment Group, in 2014, Mr. Drachman has acquired and been a partner in over $2.8 billion of office, retail, and apartment assets in Southern California. To acquire these assets, Mr. Drachman has created and developed joint venture partnerships with a variety of different capital sources including high net-worth private investors, family offices, and institutional equity funds while leveraging his strong relationships within the brokerage community to source opportunities.  Previously, Mr. Drachman was a Vice President with Greenlaw Partners in Orange County, where he led the acquisitions and asset management efforts on a portfolio of commercial real estate assets throughout Southern California and Arizona. Mr. Drachman began his career as a commercial real estate broker with Grubb &amp; Ellis. Mr. Drachman earned his Bachelor of Business Administration from the University of Arizona. He went on to earn his MBA degree as well as his Master in Real Estate Development from the University of Southern California where he has been an adjunct faculty member since 2015. He is an active member of NAIOP both locally and nationally, and an avid swimmer and golfer.  He currently resides in Newport Beach with his wife, Laura, and their three children.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/gulian</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1634095273078-Q7SWTVYDEOL177ZR6XXI/WF_Gulian.jpg</image:loc>
      <image:title>Sean Gulian - Sean Gulian</image:title>
      <image:caption>DIRECTOR OF ACQUISITIONS (949) 529-3530 LinkedIn As Director of Acquisitions, Sean Gulian supports all of the company’s real estate investment strategies, focused on spearheading the acquisition of existing assets, portfolios, and ground-up development opportunities. This includes identifying and securing future acquisitions, contributing to business plan execution over each investment life cycle, and optimizing the value of Waterford’s property portfolio.  Prior to joining Waterford, Mr. Gulian worked at Eastdil Secured on the multifamily and mixed-use investment sales and equity placement group based out of Los Angeles, California. During his tenure, Mr. Gulian played a critical role in the execution of approximately 45 transactions with a total capitalization in excess of $25 billion. His transaction experience included institutional single-asset and portfolio sales, joint ventures and recapitalizations, and debt placement for multifamily and mixed-use assets across the investment risk spectrum. Prior to Eastdil Secured, Mr. Gulian spent over three years on the multifamily investment sales and equity placement team at HFF, LP, contributing to the origination and execution of over $11 billion in institutional transactions. Mr. Gulian began his career at Deloitte Consulting within the company’s Real Estate Consulting group and holds a bachelor’s degree from the University of California, Los Angeles.</image:caption>
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  <url>
    <loc>https://waterfordco.com/jeremy-borden</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1634095137879-0JDV5JSFY5X8P74AALC0/WF_Borden.jpg</image:loc>
      <image:title>Jeremy Borden - Jeremy Borden</image:title>
      <image:caption>CONTROLLER (949) 529-3530 LinkedIn Jeremy Borden is responsible for overseeing the firm’s accounting operations and financial reporting. In his previous role, Mr. Borden was an Accounting Manager at Irvine Company. During his time there, he implemented and managed the project cost accounting system for all capital expenditures, operating construction projects and property damage costs for the Apartments Division. He was also part of the Robotic Process Automation Committee, leveraging RPA bots to drive efficiencies in the Accounting Department. Before joining Irvine Company, he was a Forensic Accountant with Gursey|Schneider LLP, specializing in family law asset tracings for high-net-worth individuals. Mr. Borden earned a Bachelor of Arts degree in Economics from the University of Arizona and is a Certified Public Accountant. Mr. Borden closely follows economic trends, technology and financial markets. In his spare time, he enjoys working out and staying active. He is a native Californian and currently resides in Irvine, CA with his wife and dog.</image:caption>
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  </url>
  <url>
    <loc>https://waterfordco.com/phil-christian</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1634095034030-5RB595MOQPN9RWUODO4U/WF_Christian.jpg</image:loc>
      <image:title>Phil Christian - Phil Christian | Director</image:title>
      <image:caption>ASSET MANAGEMENT (949) 529-3530 LinkedIn Phil Christian is responsible for the growth strategy and business plan implementation of Waterford Property Company’s Residential portfolio. This includes asset management and all operations of resident management, construction management and accounting. Previously, Mr. Christian was a real estate broker with CBRE's Occupier Practice Group with a focus on corporate occupier clients in the Western Region. Prior to joining CBRE, Mr. Christian was recruited by former US Ambassador George L. Argyros and served as his Executive Aide before being promoted to Commercial Leasing Director and Regional Property Supervisor, overseeing Arnel &amp; Affiliates’ apartment portfolio. Mr. Christian is a graduate of Chapman University where he played NCAA Football and has served on the Alumni Board of Directors. He is a former member of the Orange County Lincoln Club and actively participates in local politics.</image:caption>
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  <url>
    <loc>https://waterfordco.com/sean-rawson</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633641040844-0220P555QCWRJZFK3NOR/WF_Rawson.jpg</image:loc>
      <image:title>Sean Rawson - Sean Rawson | Co-Founder</image:title>
      <image:caption>HEAD OF ACQUISITIONS AND DEVELOPMENT WATERFORD PROPERTY COMPANY (949) 529-3530 LinkedIn Sean Rawson is a recognized leader in the multifamily development and investment industry. An expert in affordable housing, Rawson has a deep understanding of tax credit financing and housing policy. Rawson is an expert in working with local governments to create a diversity of housing types to meet their public policy goals. Since forming Waterford with John Drachman in 2015, Rawson has acquired and developed nearly 6,000 residential units in California totaling approximately $3.5 billion. In 2021, Rawson led Waterford to be the largest owner and operator of Essential Housing units in the State of California with over 4,000 units. Prior to forming Waterford Property Company and its predecessor companies, Rawson was the Southern California President for St. Anton Partners, a leading privately-owned multifamily development company where he led the firm’s expansion into Southern California. Prior to his time working in the multifamily development industry, Rawson began his career with The Concord Group, a national economic market advisory firm, where he conducted market and financial feasibility analysis for homebuilders, developers, private equity groups and lenders. Rawson earned a Bachelor of Arts degree from Claremont Mckenna College in Government, Economics and History where he graduated with honors. While at Claremont McKenna College, Rawson was a four-year letterman on the men’s varsity basketball team. He also earned an MBA from the University of California, Irvine Merage School of Business with a concentration in real estate finance where he has been a guest lecturer and is on the Board for the UCI Center for Real Estate. Mr. Rawson is an avid sports enthusiast, runner and summited Mt. Kilimanjaro. Mr. Rawson is a resident of Long Beach, CA with his wife and three children where he is very civically engaged.</image:caption>
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  <url>
    <loc>https://waterfordco.com/virginie-norwood</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1634096023443-7D61BPW0UK4YX1U4003K/WF_Norwood.jpg</image:loc>
      <image:title>Virginie Norwood - Virginie Norwood</image:title>
      <image:caption>OFFICE MANAGER INVESTOR RELATIONS (949) 529-3530 LinkedIn Virginie Norwood is the Office Manager at Waterford Property Company. She provides high level administrative support to the team and manages the office operations in California and Texas. Prior to working at Waterford, Ms. Norwood worked in the Real Estate industry for several years as the Office Manager for a large brokerage firm and maintains her real estate license and, is also a licensed notary. Previously to that she worked as a translator.  Originally from Paris, France she has lived in Southern California for over 30 years. Ms. Norwood lives in Costa Mesa with her daughter and enjoys hiking and going to sporting events in her free time.</image:caption>
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  </url>
  <url>
    <loc>https://waterfordco.com/yashaar-amin</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633641074812-36B11LRKU03VD9JAE3B0/WF_Amin.jpg</image:loc>
      <image:title>Yashaar Amin - Yashaar Amin | Partner</image:title>
      <image:caption>HEAD OF ASSET MANAGEMENT (949) 525-3530 LinkedIn As a partner with Waterford Property Company, Yashaar Amin brings over 15 years of broad-based real estate experience encompassing all aspects of real estate investment management and operations. Today his primary focus is on acquisitions, asset management and project management. In his career, Mr. Amin has held key executive roles within real estate private equity, family office and national brokerage companies where he has been responsible for all the long-term strategy as well as the day-to-day execution involved in owning and operating real estate. Mr. Amin leverages this background to drive value for Waterford’s investments and their partners.  Prior to Waterford, Mr. Amin ran a Los Angeles based institutional real estate fund at RP Realty Partners, at the time a portfolio of nearly 2 million SF. While also at RP, Mr. Amin handled asset management, leasing and development on behalf of The L&amp;R Group of Companies, one of the largest privately held parking companies in the U.S. and among the largest real estate owners in Downtown Los Angeles and off-airport locations nationally. Mr. Amin also ran acquisitions and asset management for the real estate group within The Wonderful Company on behalf of the Resnick Family in Los Angeles. In addition, Mr. Amin worked for over 5 years in both LA and NYC as a broker and property manager with Grubb &amp; Ellis, along with prior experience as a construction manager for NYC based Bovis Lend Lease. Outside of work, Mr. Amin is a founding member of Building Hope within City of Hope’s LA Real Estate Council, and received his MSRED from Columbia University and BA from UC Irvine. Mr. Amin and his wife live in Laguna beach with their two young kids.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/city-place</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-23</lastmod>
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      <image:title>City Place</image:title>
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      <image:title>City Place</image:title>
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      <image:title>City Place</image:title>
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      <image:title>City Place</image:title>
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      <image:title>City Place</image:title>
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      <image:title>City Place</image:title>
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      <image:title>City Place</image:title>
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      <image:title>City Place</image:title>
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      <image:title>City Place</image:title>
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      <image:title>City Place</image:title>
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  <url>
    <loc>https://waterfordco.com/monroe-gardens</loc>
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    <priority>0.75</priority>
    <lastmod>2022-02-23</lastmod>
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      <image:title>Monroe Gardens</image:title>
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  <url>
    <loc>https://waterfordco.com/cameo</loc>
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    <lastmod>2022-04-19</lastmod>
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    <loc>https://waterfordco.com/livingston-place</loc>
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    <lastmod>2022-02-23</lastmod>
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      <image:title>ESSENTIAL HOUSING - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>ESSENTIAL HOUSING - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>EXECUTIVE ASSISTANT (949) 529-3530 LinkedIn Before working at Waterford, Christina was the director of a luxurious post-surgical recovery center in Westlake Village, CA. She prides herself in bringing excellent customer service skills to every project she takes on. Christina is an avid nature enthusiast and loves learning about wellness and nutrition. She currently resides in Mission Viejo with her family.</image:caption>
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    <loc>https://waterfordco.com/oren-hillel</loc>
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    <lastmod>2026-02-21</lastmod>
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      <image:title>Oren Hillel - Oren Hillel | Director</image:title>
      <image:caption>DIRECTOR OF DEVELOPMENT (949) 529-3530 LinkedIn As Director of Development, Oren Hillel oversees the company’s real estate development strategies, focused on spearheading ground-up development projects, both market-rate and affordable housing. This includes identifying and securing development sites, working together with municipalities for all project approvals, leading design and permitting, as well as overseeing construction execution.  Prior to joining Waterford, Mr. Hillel worked at Greystar, one of the largest international real estate developers and managers, with more than $50B in assets under management. Mr. Hillel was a key member of the greater Los Angeles development team, leading both market rate multifamily and student housing projects from acquisition to completion. Previously in his career, Mr. Hillel also worked at the Dinerstein Companies, one of the nation’s largest vertically integrated developers of Multi-Family and Student Housing, where he was primarily focused on acquiring new development opportunities throughout the western region of the United States. Mr. Hillel also has previous work experience in real estate private equity and value-add multifamily investment. In 2017, he earned his MBA degree as well as his Master in Real Estate Development (MRED) from the University of Southern California where he has been active in the program since.  Mr. Hillel also holds a bachelor’s degree from the University of California, Los Angeles. Mr. Hillel is an avid Lakers fan who currently resides in Playa Vista with his wife and their French bulldog.</image:caption>
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    <loc>https://waterfordco.com/escondido</loc>
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    <lastmod>2022-02-23</lastmod>
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    <loc>https://waterfordco.com/theo</loc>
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    <lastmod>2022-03-10</lastmod>
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    <loc>https://waterfordco.com/the-groves</loc>
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    <lastmod>2022-03-10</lastmod>
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    <loc>https://waterfordco.com/westgate-apartments</loc>
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    <lastmod>2022-04-18</lastmod>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641872926660-X4Y9TYWM323DPVHMESZG/WF_Westgate_2.jpg</image:loc>
      <image:title>Westgate Apartments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641872927711-2Z54XM8PU17QLTR6LQ7J/WF_Westgate_3.jpg</image:loc>
      <image:title>Westgate Apartments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641872928852-0E4U26Z3QHXTHQG3O4P0/WF_Westgate_4.jpg</image:loc>
      <image:title>Westgate Apartments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641872930282-CQ2PXRTJSDUHQAOI8RJX/WF_Westgate_5.jpg</image:loc>
      <image:title>Westgate Apartments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641872932033-MYAL6NHL9EHO43EAKWUP/WF_Westgate_6.jpg</image:loc>
      <image:title>Westgate Apartments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641872932838-8GSV67X1VX40JO057A07/WF_Westgate_7.jpg</image:loc>
      <image:title>Westgate Apartments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641872936185-KU6UX0SCNNHGO2HEG79J/WF_Westgate_8.jpg</image:loc>
      <image:title>Westgate Apartments</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/strategy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/cad58492-f1e8-4f67-97b8-a84825309c40/WF_Olympic_and_Olive_8.jpg</image:loc>
      <image:title>INVESTMENT STRATEGY - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/65bf3ab0-40eb-4903-bfba-9f2c5eb871f9/WF_Parallel_6.jpg</image:loc>
      <image:title>INVESTMENT STRATEGY - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/sienna</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1724475967755-WWCC29DBPV4TW85O2PS4/777+E+3rd+St+Pomona+Low+Res6.jpeg</image:loc>
      <image:title>Sienna</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1724475976746-N8O7AZ5O2C5G39CQQD6Y/777+E+3rd+St+Pomona+Low+Res10.jpeg</image:loc>
      <image:title>Sienna</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1724475984068-DA0HT77NPUCZT7EID2Y4/777+E+3rd+St+Pomona+Low+Res11.jpeg</image:loc>
      <image:title>Sienna</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1724475984556-X272XXYLE8CHU5M2FHOV/777+E+3rd+St+Pomona+Low+Res12.jpeg</image:loc>
      <image:title>Sienna</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1724475999744-DZJ8LE7MDNA9FDWF9JVB/777+E+3rd+St+Pomona+Low+Res24.jpeg</image:loc>
      <image:title>Sienna</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1724476050394-TWY2CUUSXSJ26XQE9CDO/777+E+3rd+St+Pomona+Low+Res42.jpeg</image:loc>
      <image:title>Sienna</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1724476022778-I69FMT07KK56F7R28FQ5/777+E+3rd+St+Pomona+Low+Res49.jpeg</image:loc>
      <image:title>Sienna</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1724476032320-UHPVCF2NHB5I0C0IS4D5/777+E+3rd+St+Pomona+Low+Res57.jpeg</image:loc>
      <image:title>Sienna</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1724476038862-0YA031TFN10KD6YEV9NG/777+E+3rd+St+Pomona+Low+Res58.jpeg</image:loc>
      <image:title>Sienna</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/carwright-apartments</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641925401562-L17V2TLVURY82FJELHQ3/WF_Cartwright_2.jpg</image:loc>
      <image:title>Carwright Apartments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641925401560-W943LBLGUS30DJYX6MH2/WF_Cartwright_1.jpg</image:loc>
      <image:title>Carwright Apartments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1641925402590-3CHO8HQSF22STIA0ZFC7/WF_Cartwright_4.jpg</image:loc>
      <image:title>Carwright Apartments</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/joyce-yao</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/996c39fb-45ac-4291-905b-b9d4b0d2e10b/WF_Yao.jpg</image:loc>
      <image:title>Joyce Yao - Joyce Yao</image:title>
      <image:caption>SENIOR ACCOUNTANT (949) 529-3530 LinkedIn As a Senior Accountant, Joyce Yao is responsible for assisting Waterford’s accounting operations and financial reporting.  Prior to joining Waterford, Mrs. Yao was a Financial Analysis Manager at Anthem Inc.  During her time there, she worked in the Specialty Accounting department, responsible of financial close process for the Workers’ Compensation division.  She was the department lead of various Continuous Improvement projects, automating month-end close processes and improving efficiencies in the Accounting Department.  She also worked with external auditors on completing the financial statement audits.  Before joining Anthem Inc., she worked on various audit projects for both private and public sectors. Mrs. Yao earned a Bachelor of Science degree in Accounting from the University of Southern California and is a Certified Public Accountant.  During her free time, Mrs. Yao enjoys volunteering with her family both in the community and at her church.  She currently resides in Ladera Ranch, CA, with her husband, Santiago, and their two children.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/mission-lakes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1643151819485-Q90XO8CSI38IG1A0ICT7/WF_Mission_1.jpg</image:loc>
      <image:title>Mission Lakes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1643151819334-2A2UDBUJ6IOOVOLCOGE4/WF_Mission_2.jpg</image:loc>
      <image:title>Mission Lakes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1643151820172-6519MDAC93UNAVS0Q92W/WF_Mission_3.jpg</image:loc>
      <image:title>Mission Lakes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1643151820252-2R3DZHA6470IBSNXAU44/WF_Mission_4.jpg</image:loc>
      <image:title>Mission Lakes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1643151823472-XVWQPSXE7CSTGOWPMXJJ/WF_Mission_5.jpg</image:loc>
      <image:title>Mission Lakes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1643151823845-AF2SYM5IT866UZIMOBIZ/WF_Mission_6.jpg</image:loc>
      <image:title>Mission Lakes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/core-values</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-15</lastmod>
  </url>
  <url>
    <loc>https://waterfordco.com/thomas-mays</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-05-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/ce7b6f5d-7a1a-44ff-89d9-79c57390dd63/23621_010_10x10_TomMays.jpg</image:loc>
      <image:title>Thomas Mays - Thomas Mays</image:title>
      <image:caption>SENIOR ASSOCIATE - ASSET MANAGEMENT (949) 529-3530 Mr. Mays attended Chapman University, where he earned his Bachelor of Science in Business Administration and his Master of Science in Real Estate. Having served as a leader in several clubs and organizations on his college campus, Mr. Mays brings a diverse skill set in operational detail management and analytical processes. In his free time, he enjoys traveling and winter sports activities.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/gallery-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-03-14</lastmod>
  </url>
  <url>
    <loc>https://waterfordco.com/owen-thurman</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-11-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/309d14f5-88e7-41e9-ac11-644ec12e8f19/23731_009_10x10_OwenThurman.jpg</image:loc>
      <image:title>Owen Thurman - Owen Thurman</image:title>
      <image:caption>DATA ANALYST (949) 529-3530 LinkedIn Owen Thurman is responsible for leading Waterford’s data analytics platform and automation systems. Mr. Thurman brings four years of experience in commercial real estate working for Thurman Property Company, and experience in data analytics from his work with the precision aerospace manufacturer, Anillo Industries. Mr. Thurman earned a Bachelor of Science degree from Chapman University’s Argyros School of Business, where he majored in Business Finance and Data Analytics. During his time at Chapman, Mr. Thurman participated in the portfolio management program. Alongside the team, he was responsible for the research and allocation of the University’s $3.5 million investment portfolio. In his free time, he enjoys surfing, rock climbing, running, and hiking.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/domain</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1710360513378-7WF0743K7L3Q6V55VTK7/InteriorPhoto+%283%29.jpg</image:loc>
      <image:title>Domain at Midtown Park</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1710360512846-EIEWLK1SUUBMEWTJ7TMS/PrimaryPhoto.jpg</image:loc>
      <image:title>Domain at Midtown Park</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1710360520899-5JMV2CS9C1N8GKP8TOEN/Aerial.jpg</image:loc>
      <image:title>Domain at Midtown Park</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1710360519994-SNM8HTT8HCQIE43YGTSF/InteriorPhoto+%281%29.jpg</image:loc>
      <image:title>Domain at Midtown Park</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1710360525017-HFQAY5R3HZRLO3NDOM51/BuildingPhoto+%281%29.jpg</image:loc>
      <image:title>Domain at Midtown Park</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/natehall</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/88eac47b-d2e2-4a96-878a-ec5bfd9a00e8/021_10x10_Nate_Hall_8X10.jpg</image:loc>
      <image:title>Nate Hall - Nate Hall SENIOR ASSOCIATE (949) 529-3530 LinkedIn</image:title>
      <image:caption>As an Associate, Nate Hall is primarily responsible for assisting Waterford’s acquisitions team through underwriting potential investment opportunities and conducting due diligence for its expansion into Texas. Mr. Hall joins Waterford after a four-year career as a linebacker in the NFL where he had stints with teams including the Dallas Cowboys and Houston Texans. Mr. Hall holds a Bachelor of Science degree in Learning &amp; Organizational Change and Business Institutions from the Northwestern University School of Education and Social Policy. He went on to earn his Master of Science in Management Studies from Northwestern’s Kellogg School of Management. In his free time, Mr. Hall enjoys golfing and riding his motorcycle through the canyons.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/fanwick</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/51dfec59-b364-41ad-b6a1-f50a12ee0e8f/23922_016_8x10_Fanwick.jpg</image:loc>
      <image:title>Aaron Fanwick - Aaron Fanwick</image:title>
      <image:caption>DIRECTOR OF GOVERNMENTAL AFFAIRS (949) 529-3530 LinkedIn As Director of Governmental Affairs Aaron Fanwick oversees the company’s real estate Government relations strategies, focused on initiating ground-up development projects, both market-rate and affordable housing. This includes identifying opportunities and building relationships with municipalities and government officials. Mr. Fanwick brings extensive experience from his legal background and both the public and private sectors. Before joining Waterford Mr. Fanwick worked as the Director of Intergovernmental affairs, legislation, and advocacy for the Office of Los Angeles County Assessor Jeff Prang – where he led property tax legislation and rulemaking for the office and the California Assessors’ Association. Previously, Mr. Fanwick worked on Capitol Hill for Sen. Carl Levins, Permanent Subcommittee on Investigations investigating fraud and tax policy and practices. Before moving to Los Angeles, Mr. Fanwick spent 3 years with the United States Department of Justice litigating Civil Fraud claims against mortgage lenders and underwriters. Mr. Fanwick’s unique background and skillset bring a valuable perspective and understanding of the legal, policy and political landscape to the Waterford team.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/diaz</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/7d37b07c-3a2f-44b3-9e1f-7a3d677d82d6/bio+pic.jpg</image:loc>
      <image:title>Brittany Diaz - Brittany Diaz MANAGEMENT COORDINATOR (949) 529-3530 LinkedIn</image:title>
      <image:caption>Brittany Diaz will be focused on the multifamily division and assist with the day-to-day operations and the long-term performance of the 4,700-unit portfolio in Southern California and Texas.  Mrs. Diaz attended CSULB prior to entering the field of Property Management in 2012. Her role as a Community Manager the past 5 years led her to continue in the field on a new level working in Asset Management at Waterford. In her free time, Mrs. Diaz enjoys volunteering every summer at a leadership basketball camp for underprivileged youth and hosting events for her family and friends. She currently resides in Buena Park, CA with her husband and two children.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/axiskesslerpark</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1723002808924-A1MEG613XXHZ2E1I0R6S/BuildingPhoto+%282%29.jpg</image:loc>
      <image:title>Axis Kessler Park</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1723002808637-FTRPQTUL36Q4VNXGGGR6/BuildingPhoto.jpg</image:loc>
      <image:title>Axis Kessler Park</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1723002810598-W2M6MD4TK3FVSYT5QMJS/InteriorPhoto.jpg</image:loc>
      <image:title>Axis Kessler Park</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1723002811244-BMVVYF6JV0ZD94ZJDF3I/BuildingPhoto+%283%29.jpg</image:loc>
      <image:title>Axis Kessler Park</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1723002812130-WG61WMKRKBDXSII11SNN/InteriorPhoto+%282%29.jpg</image:loc>
      <image:title>Axis Kessler Park</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/muller</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1bb6952c-29a1-423c-8eba-92856219dba5/23942_013_10x10_Muller.jpg</image:loc>
      <image:title>Muller - Alicia Muller ASSOCIATE | ASSET MANAGEMENT AND DEVELOPMENT (949) 529-3530 LinkedIn</image:title>
      <image:caption>As an Associate, Alicia Muller is responsible for assisting Waterford’s acquisitions and development teams through underwriting potential opportunities, conducting market analysis, due diligence, and capital relations.  Prior to Waterford, she was a real estate broker with Eastdil Secured’s Multifamily Group, with a focus on the West Coast markets. Ms. Muller earned a Bachelor of Science degree from the University of Southern California, where she majored in Business with an emphasis in Real Estate Finance. In her free time, she enjoys USC football games, Duck’s hockey, and outdoor activities.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/kwok</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/c8e5deda-dd15-488b-846b-53a3425b191a/24017_Waterford-Kwok-15_8x10.jpg</image:loc>
      <image:title>Lisseth Kwok - Lisseth Kwok</image:title>
      <image:caption>Senior Accountant (949) 529-3530 LinkedIn Lisseth Kwok serves as Senior Accountant for Waterford, overseeing the company’s accounting operations and financial reporting. She brings extensive real estate accounting experience from her previous LBA Realty and The Irvine Company roles. At The Irvine Company, Lisseth managed accounting operations related to Property Damage, Pollution Insurance, and Utility processes across the entire portfolio. She led system enhancements in SAP and Riskonnect, introduced automation initiatives to drive efficiency, and helped recover millions of dollars through insurance claims. Mrs. Kwok is known for her collaborative and solutions-driven approach. She holds a bachelor’s degree from the University of Tampa and lives in Irvine with her family. She enjoys traveling and actively supporting her community and church through volunteer work in her free time.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/sanchez</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/0b666265-1841-4271-9b49-da00b9d17106/24026_Waterford_Sanchez-16_10x10.jpg</image:loc>
      <image:title>Sanchez - Ethen Sanchez Associate (949) 529-3530 LinkedIn</image:title>
      <image:caption>Ethen Sanchez is an Associate on the Asset Management team, where he supports the implementation of property business plans and the operational management of Waterford Property Company’s residential portfolio. Mr. Sanchez earned a Bachelor of Science in Business Administration with a concentration in Finance from Cal Poly San Luis Obispo. During his time at Cal Poly, he began his real estate career with an internship at Lee &amp; Associates, focusing primarily on office leasing brokerage. After graduating, he worked for a mortgage lender, originating residential loans and advising clients on optimal mortgage strategies. Most recently, he served as an Associate Property Manager at JLL, where he managed a portfolio of industrial properties across three major markets in California. In his free time, he enjoys playing soccer, soaking up the sun, and going on adventures with family and friends.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/mcnulty</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/6fbd0727-e6f6-4c2d-8e1b-d157fbcc810b/24073_McNulty_Waterford-19-10x10.JPG</image:loc>
      <image:title>Will McNulty - Will McNulty</image:title>
      <image:caption>Development Manager (949) 529-3530 LinkedIn As Development Manager, Will McNulty plays an integral role in advancing Waterford’s ground-up development projects across California. He oversees key phases of the development lifecycle including entitlements, permitting, financing support, and construction execution. Will manages consultant teams, scopes of work, project budgets, and schedules, ensuring milestones and deliverables are met throughout fast paced and complex development processes. Prior to joining Waterford, Mr. McNulty held development and project management roles at Bothwell Co, StreetLights Residential, and Westmont Construction. His experience spans luxury multifamily, senior living,  and adaptive reuse, giving him a strong foundation in coordinating technical design, municipal approvals, and on-site execution.  Mr. McNulty earned his Master of Real Estate Development (MRED) from the University of Southern California and holds a bachelor’s degree from California Polytechnic State University San Luis Obispo. A San Diego native and former ocean lifeguard, he is an avid surfer, skier, and outdoors enthusiast who resides in El Segundo.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/portfolio</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-24</lastmod>
  </url>
  <url>
    <loc>https://waterfordco.com/portfolio/market-rate-housing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/cc8b48f6-a7b1-4bb1-ab9f-1ba975ae2868/WF_CP_Tile.jpg</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - Make it stand out</image:title>
      <image:caption>CITY PLACE LONG BEACH, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633289328332-ZPET8J3MJEIYQEDNCZIH/WF_Palomares.jpg</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - PALOMARES STATION</image:title>
      <image:caption>PALOMARES STATION POMONA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633290566822-E27FZZ6N1ED4CU0ZI78K/WF_Collective.png</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - Make it stand out</image:title>
      <image:caption>THE COLLECTIVE NEWPORT BEACH, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633290738535-4Z5H9E78PLF25L34BTT7/WF_Livingston.png</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - Make it stand out</image:title>
      <image:caption>LIVINGSTON PLACE LONG BEACH, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633289292760-S7ES8I16UBO4I7PLC3NP/WF_Olympic.jpg</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - OLYMPIC &amp; OLIVE</image:title>
      <image:caption>OLYMPIC &amp; OLIVE Los Angeles, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/0266b761-52f3-411b-ae27-1af71d3f4ddd/WF_Central_Pointe_Tile.jpg</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - CENTRAL POINTE</image:title>
      <image:caption>CENTRAL POINTE SANTA ANA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633290542331-5DEOP8O7BE3X15PJZIH1/WF_Anchor.jpeg</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - Make it stand out</image:title>
      <image:caption>ANCHOR POINT SAN PEDRO, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633290600805-9THP4KPYP7ZGEGFEVK7F/WF_2ND_Street.jpg</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - Make it stand out</image:title>
      <image:caption>2ND STREET PROPERTIES LONG BEACH, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633289477076-WS75F5TTGMLCH05UP9LV/WF_Malden.jpg</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - MALDEN STATION</image:title>
      <image:caption>MALDEN STATION FULLERTON, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633290585683-TO0NVU7N0G74SDQMYY1B/WF_Hallmark.jpg</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - Make it stand out</image:title>
      <image:caption>HALLMARK AT MISSION ONTARIO, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/564cdccc-1830-4f8f-8527-9fc75f802f25/WF_Wardlow_Tile.jpg</image:loc>
      <image:title>PORTFOLIO - MARKET RATE HOUSING - Make it stand out</image:title>
      <image:caption>1801 WARDLOW LONG BEACH, CA</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/portfolio/essential-housing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/6297523c-3ebd-453b-b180-5776e56e6ba6/Thumbnail.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - Make it stand out</image:title>
      <image:caption>AXIS KESSLER PARK DALLAS, TX</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/b64664c9-0ec3-41ec-a886-a83e12a76c1d/PrimaryPhoto.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - Make it stand out</image:title>
      <image:caption>DOMAIN AT MIDTOWN PARK DALLAS, TX</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1ad56df1-57ca-4421-bfbd-e5c782f2ea5b/image0.jpeg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - Make it stand out</image:title>
      <image:caption>SIENNA POMONA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/9513952f-659a-4d7c-b596-69462a21873d/WF_Westgate_1+copy.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - Make it stand out</image:title>
      <image:caption>WESTGATE APARTMENTS PASADENA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/dfc36e50-60d5-45c3-b967-9f17e2fb6fa5/WF_SD_Tile.jpeg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - ESCONDIDO PORTFOLIO</image:title>
      <image:caption>ESCONDIDO PORTFOLIO ESCONDIDO, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/f931f7a5-353e-45d5-8aee-dea1412a5ec6/WF_Platinum_Tile.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - Make it stand out</image:title>
      <image:caption>1818 PLATINUM TRIANGLE ANAHEIM, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/b2655bb6-1496-436f-afa6-7bad4f2f5180/WF_Westgate.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - WESTGATE</image:title>
      <image:caption>RESIDENCES AT WESTGATE PASADENA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1633155709505-0M9FAF6QWB9TKNSERLSH/PrimaryPhoto+Tile.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - CAMEO</image:title>
      <image:caption>CAMEO ORANGE, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/8ef60716-53a5-46f8-a97d-ca493e5a4073/WF_Hudson.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - THE HUDSON</image:title>
      <image:caption>THE HUDSON PASADENA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1632953751699-HGTJJRNZMM7L4VYRBL3Q/PrimaryPhoto+TILE.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - GARRISON</image:title>
      <image:caption>GARRISON ORANGE, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1429f77a-f5d2-4fa8-a87a-619c63c9aa38/WF_Oceanaire.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - OCEANAIRE</image:title>
      <image:caption>OCEANAIRE LONG BEACH, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/e247b429-9035-4fc6-b4b7-36cf65117e61/WF_Theo_Tile.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - Make it stand out</image:title>
      <image:caption>THEO PASADENA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/d1be7c51-71fb-4fb5-851f-03456d31359e/WF_Jefferson.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - THE JEFFERSON</image:title>
      <image:caption>THE PARAMOUNT ANAHEIM, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/b1e39fa2-7e48-488b-8f9a-0f585f47e346/WF_Altana_Tile.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - ALTANA</image:title>
      <image:caption>ALTANA GLENDALE, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/5b682cff-3589-4058-8df3-8cdb833414a6/WF_Parallel.jpg</image:loc>
      <image:title>PORTFOLIO - ESSENTIAL HOUSING - PARALLEL</image:title>
      <image:caption>PARALLEL ANAHEIM, CA</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/portfolio/commercial</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/5f5100a0-1a36-4cae-be09-9929f8ac2e47/WF_Towers_At_Riverwalk_9.jpg</image:loc>
      <image:title>PORTFOLIO - COMMERCIAL PROJECTS - TOWERS AT RIVERWALK</image:title>
      <image:caption>THE TOWERS AT RIVERWALK CORONA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/e68bf7a6-bc5e-4220-8f32-a51e752cd798/WF_BCP_Cover.png</image:loc>
      <image:title>PORTFOLIO - COMMERCIAL PROJECTS - BCP</image:title>
      <image:caption>BCP BREA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/62bcd596-d72b-431c-b07c-c2e4bffdda14/WF_Marketplace_at_Lakes_2.jpg</image:loc>
      <image:title>PORTFOLIO - COMMERCIAL PROJECTS - Make it stand out</image:title>
      <image:caption>MARKETPLACE AT THE LAKES WEST COVINA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/1640121605449-ZC4LTR3Q6N9K4GIRFPYR/WF_Element_4.jpg</image:loc>
      <image:title>PORTFOLIO - COMMERCIAL PROJECTS - ELEMENT</image:title>
      <image:caption>ELEMENT ALISO VIEJO, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/2e75bd6f-a9e8-451b-b8d6-c5228fbc477d/WF_DBC_1.jpg</image:loc>
      <image:title>PORTFOLIO - COMMERCIAL PROJECTS - DBC</image:title>
      <image:caption>DBC IRVINE, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/021b538c-2750-4f05-9f22-19508f7a4eef/WF_Riverside_Tile.jpg</image:loc>
      <image:title>PORTFOLIO - COMMERCIAL PROJECTS - Make it stand out</image:title>
      <image:caption>MISSION LAKES RIVERSIDE, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/3a88bc64-3a92-4f19-873d-5b10eee4cece/WF_The_Lakes_Cover.png</image:loc>
      <image:title>PORTFOLIO - COMMERCIAL PROJECTS - THE LAKES</image:title>
      <image:caption>THE LAKES WEST COVINA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/2e90fffe-cea5-4d4b-a2da-5ad15abafe30/WF_OCP_Cover.png</image:loc>
      <image:title>PORTFOLIO - COMMERCIAL PROJECTS - OCP</image:title>
      <image:caption>OCP ORANGE, CA</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://waterfordco.com/portfolio/affordable-housing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/bc178602-0739-45af-8362-d816b8ceac3a/WF_Groves_Tile.jpg</image:loc>
      <image:title>PORTFOLIO - AFFORDABLE HOUSING - Make it stand out</image:title>
      <image:caption>THE GROVES SAN JUAN CAPISTRANO, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/655db459-4624-475b-a150-ad8f98876cdd/WF_Andalucia.jpg</image:loc>
      <image:title>PORTFOLIO - AFFORDABLE HOUSING - Make it stand out</image:title>
      <image:caption>ANDALUCIA SANTA ANA, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/bc2f2813-c295-4540-bfa4-7e4e7149a00c/WF_Cartwright_Tile.jpg</image:loc>
      <image:title>PORTFOLIO - AFFORDABLE HOUSING - Make it stand out</image:title>
      <image:caption>CARTWRIGHT APARTMENTS IRVINE, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/16a41da3-8296-4d8d-bf99-2db3f45217f4/WF_Adagio_Tile.png</image:loc>
      <image:title>PORTFOLIO - AFFORDABLE HOUSING - CAMEO</image:title>
      <image:caption>ADAGIO CAMARILLO, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/f5630754-bdb7-44e3-a272-58d3e4eaf054/WF_Derian_Hero.jpg</image:loc>
      <image:title>PORTFOLIO - AFFORDABLE HOUSING - THE JEFFERSON</image:title>
      <image:caption>PARC DERIAN IRVINE, CA</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/610870fc3dcd6837bcd3ae94/0a84ac31-0a21-407d-9822-e0f6a6c288c2/WF_Mission.png</image:loc>
      <image:title>PORTFOLIO - AFFORDABLE HOUSING - GARRISON</image:title>
      <image:caption>MISSION TRAILS APARTMENTS LAKE ELSINORE, CA</image:caption>
    </image:image>
  </url>
</urlset>

